Here is the latest coupon from Borders. Get 33% off any one regular-priced item today through Thursday, Feb. 11.

Some exclusions. Online use coupon code BSL7210X. One per person. The coupon also works at Borders Express and Waldenbooks.

You must belong to their free Borders Rewards program to use the coupon. I highly recommend joining because it is free and they pretty much send you one coupon a week.

Caveats: cannot be combined with any other offer, excludes previous purchases, special orders, gift cards, newspapers, magazines, comics, coupon books, eBooks, digital downloads, video games, vinyl LPs, self-publishing programs, tax software, Smartbox products, Rosetta Stone® software, shipping, and all electronics.

Thanks to the recession, more Americans are interested in growing their own vegetables. Bad timing, according to an Associated Press report that seeds for some popular veggies might be in short supply this spring.

However, I had the chance to speak by phone with George Ball, chairman of the home-garden seed industry leader W. Atlee Burpee & Co., who told me that its supply of home garden seeds was plentiful.

The AP reported that an industry representative from the Chas.C. Hart Seed Co. expressed concern that, thanks to increased demand from Europeans and a poor growing season last summer, cucumber, onion, snap pea and carrot seeds could be in short supply. Ball told me that while this could be true for some smaller companies, overall the supply should be adequate for even the increased demand that he's seen over the past two years.

The U.S. Consumer Product Safety Commission is issuing a crib recall and warning anyone with Generation 2 Worldwide or "ChildESIGNS" drop side cribs to stop using them following reports of the deaths of three babies. At least a half million of the cribs are believed to have been sold by the now defunct company.

"Infants and toddlers are at risk of serious injury or death due to strangulation and suffocation hazards presented by the cribs," the CPSC said in a written statement. "CPSC staff urges parents and caregivers to stop using these cribs immediately and find an alternative, safe sleeping environment for their baby."

A Thomson Reuters/University of Michigan survey published last week suggests that most homeowners think the worst is over, and don't anticipate further declines in the value of their properties in 2010.

Just 15% of homeowners surveyed in January expected their homes to decline in value over the next year, the lowest level since early 2007. It should be noted that the last time a lower percentage of homeowners expected their homes to fall in value, home prices promptly tanked.

Get out of debt guru Dave Ramsey is now in the hookup business. He has provided his fans with a list of recession- and debt-themed pick-up lines.

Here are a few of the best ones, with an archive of past ideas here:

If I had a dollar for every time I thought about you, I'd be in a higher tax bracket.

I won't ask to borrow your phone number, since borrowing is stupid. Will you just give it to me instead?

There's nothing like cruising down the highway, wind whipping through your hair in a sporty two-seater to stir up romantic feelings.

Whether you're playing the parts of Cary Grant and Grace Kelly in "To Catch a Thief," enjoying a first date in an Alfa Romeo like Dustin Hoffman and Katherine Ross did in "The Graduate" or flying through the desert in your "Schaguar" like Mike Meyers and Elizabeth Hurley in "Austin Powers: International Man of Mystery," there's no arguing with the romantic feelings that a fast car brings.

Even better than spending Valentine's Day in a sports car, right now is one of the best times to buy a one.

The state of Oregon is considering a bill I think is a fabulous idea. SB 1045 is titled "Limits use of credit history for employment purposes to certain circumstances," and it does just that: prevents employers from requesting credit checks to use as a screening tool for potential employees, unless the credit history provides a substantial relation to the employee's job (for instance, a bank teller or mortgage broker position).

As someone who's seen this issue from many angles: as an employer who checked credit; as an individual with bad credit looking for a job; and as an employer burned by unethical employees, I believe credit histories, instead of providing an employer with valuable tools, are loaded with pitfalls on both sides of the hiring desks.

After the popular "stimulus checks" issued as part of efforts to jump start the economy in 2001 and 2008, many taxpayers were again looking forward to a check in 2009. This year, however, checks weren't in the cards for most Americans.

Most of the taxpayer relief for American Recovery and Reinvestment Act of 2009 (ARRA) focused on the Making Work Pay credit. The Making Work Pay credit allows up to $400 per individual worker and $800 per working married couple and is figured on your tax return. Those who did not work during the year are not eligible for the credit.

Anyone fortunate enough to be getting a tax refund will probably want that money sooner rather than later. But don't let your haste cloud your good judgment. There are a number of less-than-scrupulous outfits out there that are waiting to prey on your desire (or need) for quick cash.

One of my clients is a good example.

When she learned she was getting a refund on her taxes this year -- money she desperately needed to pay the oil bill -- it was all she could do to fight back the tears of joy. Last year, it had been a whole different story.

It sounds like the deal of a lifetime: Spend a year eating out at restaurants, living in hotels, skydiving and doing other exotic activities, all for free. And at the end of the year, collect $100,000 for your troubles.

Troubles? What troubles could anyone have after living such a high life? The kicker, and it's a heck of a kicker in the "Live off Groupon" challenge, is that the person chosen for this year of living wildly has to do it with nothing more than a free, unlimited supply of Groupons to give to merchants for everything from food and clothing to hotel rooms, bus rides and massages.