WalletPop Blog http://www.walletpop.com/blog WalletPop Blog http://www.walletpop.com/blog/media/feedlogo.gif WalletPop Blog http://www.walletpop.com/blog en-us Copyright 2009 Weblogs, Inc. The contents of this feed are available for non-commercial use only. Blogsmith http://www.blogsmith.com/What you need to know about the mortgage processhttp://www.walletpop.com/blog/2009/11/23/what-you-need-to-know-about-the-mortgage-process/http://www.walletpop.com/blog/2009/11/23/what-you-need-to-know-about-the-mortgage-process/http://www.walletpop.com/blog/2009/11/23/what-you-need-to-know-about-the-mortgage-process/#commentsFiled under: , , , , , ,

You're buying a house, your offer is accepted, but you still need to secure a mortgage -- now what? Check out this week's episode of Show & Tell with The 2 Mortgage Guys and we'll walk you through the steps of processing your loan application and explain what happens at the closing table.




Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

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What you need to know about the mortgage process originally appeared on WalletPop Blog on Mon, 23 Nov 2009 12:00:00 EST. Please see our terms for use of feeds.

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]]>closingescrowloanmortgagemortgagesprocessunderwritingRyan MinickMon, 23 Nov 2009 12:00:00 ESTHome buyer tax credit extended & improved!http://www.walletpop.com/blog/2009/11/12/home-buyer-tax-credit-extended-and-improved/http://www.walletpop.com/blog/2009/11/12/home-buyer-tax-credit-extended-and-improved/http://www.walletpop.com/blog/2009/11/12/home-buyer-tax-credit-extended-and-improved/#commentsFiled under: , , , , , , ,

The first time home buyer tax credit has officially been extended. If you're an existing home owner you may also qualify for the tax credit if you're planning on buying a new house! Check out this week's episode of Show & Tell with The 2 Mortgage Guys and we'll fill you in with the "nuts & bolts" of this new program. You can also get the complete details by visiting federalhousingtaxcredit.com.

Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

Home buyer tax credit extended & improved! originally appeared on WalletPop Blog on Thu, 12 Nov 2009 11:00:00 EST. Please see our terms for use of feeds.

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]]>1st timecredithomebuyertaxRyan MinickThu, 12 Nov 2009 11:00:00 ESTThe 2 Mortgage Guys: Fixed vs. adjustable mortgage rateshttp://www.walletpop.com/blog/2009/11/02/the-2-mortgage-guys-fixed-vs-adjustable-mortgage-rates/http://www.walletpop.com/blog/2009/11/02/the-2-mortgage-guys-fixed-vs-adjustable-mortgage-rates/http://www.walletpop.com/blog/2009/11/02/the-2-mortgage-guys-fixed-vs-adjustable-mortgage-rates/#commentsFiled under: , , , , ,

Not all mortgage rates are created equal. There is a time and a place to consider an adjustable rate mortgage vs. a fixed rate.

If you have short term plans to pay off your loan in full then an adjustable rate may save you money over the term of the mortgage. If you're planning on keeping your mortgage for a longer period of time then an adjustable rate may be too risky considering today's evolving stock market.

Check out this week's video and we'll explain a few more scenarios to help determine which option is right for you. Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys: Fixed vs. adjustable mortgage rates originally appeared on WalletPop Blog on Mon, 02 Nov 2009 14:00:00 EST. Please see our terms for use of feeds.

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]]>adjustable rateAdjustableRatearmfixed ratemortgagerefinanceRyan MinickMon, 02 Nov 2009 14:00:00 ESTProperty tax exemptions you can learn from by examplehttp://www.walletpop.com/blog/2009/10/26/property-tax-exemptions-you-can-learn-from-by-example/http://www.walletpop.com/blog/2009/10/26/property-tax-exemptions-you-can-learn-from-by-example/http://www.walletpop.com/blog/2009/10/26/property-tax-exemptions-you-can-learn-from-by-example/#commentsFiled under: , , , , , , , , ,

If you live in Indiana and you're planning on buying or refinancing a home then you'll definitely want to file for you eligible property tax exemptions. And if you don't, then follow along and we'll explain some of the common exemptions as well as the impact it could make on your tax savings.
Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

Property tax exemptions you can learn from by example originally appeared on WalletPop Blog on Mon, 26 Oct 2009 14:00:00 EST. Please see our terms for use of feeds.

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]]>exemptionsIndianapropertytaxRyan MinickMon, 26 Oct 2009 14:00:00 EST2 Mortgage Guys: What to do about mortgage after a divorcehttp://www.walletpop.com/blog/2009/10/12/2-mortgage-guys-what-to-do-about-mortgage-after-a-divorce/http://www.walletpop.com/blog/2009/10/12/2-mortgage-guys-what-to-do-about-mortgage-after-a-divorce/http://www.walletpop.com/blog/2009/10/12/2-mortgage-guys-what-to-do-about-mortgage-after-a-divorce/#commentsFiled under: , , , , ,

Unfortunately divorces are a part of life and if you're unfortunate enough to go through one then there are a few things you need to understand regarding your home, mortgage and future credit.

Check out this week's episode of Show & Tell with The 2 Mortgage Guys and we'll fill you in on one of the biggest misconceptions we encounter when meeting with recent divorcees.

Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

2 Mortgage Guys: What to do about mortgage after a divorce originally appeared on WalletPop Blog on Mon, 12 Oct 2009 15:00:00 EST. Please see our terms for use of feeds.

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]]>divorcemarriagequit claim deedrefinanceRyan MinickMon, 12 Oct 2009 15:00:00 ESTThe 2 Mortgage Guys: Who are Fannie Mae & Freddie Mac?http://www.walletpop.com/blog/2009/10/05/the-2-mortgage-guys-who-are-fannie-mae-and-freddie-mac/http://www.walletpop.com/blog/2009/10/05/the-2-mortgage-guys-who-are-fannie-mae-and-freddie-mac/http://www.walletpop.com/blog/2009/10/05/the-2-mortgage-guys-who-are-fannie-mae-and-freddie-mac/#commentsFiled under: , , , , ,

So you've probably heard of Fannie Mae and Freddie Mac but do you understand their role in the mortgage industry? We'll explain how they were created, what they do and how the taxpayers inherited these two multi-billion dollar organizations.

Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys: Who are Fannie Mae & Freddie Mac? originally appeared on WalletPop Blog on Mon, 05 Oct 2009 17:00:00 EST. Please see our terms for use of feeds.

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]]>fannie maeFannieMaefreddie macinvestormortgageRyan MinickMon, 05 Oct 2009 17:00:00 ESTThe 2 Mortgage Guys explain benefits of escrowhttp://www.walletpop.com/blog/2009/09/28/the-2-mortgage-guys-explain-benefits-of-escrow/http://www.walletpop.com/blog/2009/09/28/the-2-mortgage-guys-explain-benefits-of-escrow/http://www.walletpop.com/blog/2009/09/28/the-2-mortgage-guys-explain-benefits-of-escrow/#commentsFiled under: , , , , , , , ,

This week on Show & Tell with The 2 Mortgage Guys we'll explain how escrowing works when included in your mortgage payment. We'll explain the benefit and advantage of escrowing your taxes and insurance as well as what could happen with future payments.

Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys explain benefits of escrow originally appeared on WalletPop Blog on Mon, 28 Sep 2009 12:30:00 EST. Please see our terms for use of feeds.

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]]>EscrowinsurancemortgagetaxesvideoRyan MinickMon, 28 Sep 2009 12:30:00 ESTThe 2 Mortgage Guys: Locking in your interest ratehttp://www.walletpop.com/blog/2009/09/21/the-2-mortgage-guys-locking-in-your-interest-rate/http://www.walletpop.com/blog/2009/09/21/the-2-mortgage-guys-locking-in-your-interest-rate/http://www.walletpop.com/blog/2009/09/21/the-2-mortgage-guys-locking-in-your-interest-rate/#commentsFiled under: , , , , ,

Are you thinking about buying a home? Are you worried about missing out on the historically low interest rates? In this week's episode of Show & Tell with The 2 Mortgage Guys we'll explain the rate lock process. We'll let you know how and when to lock in your mortgage rate. Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys: Locking in your interest rate originally appeared on WalletPop Blog on Mon, 21 Sep 2009 08:00:00 EST. Please see our terms for use of feeds.

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]]>fixedinterest ratesInterestRateslockingmortgageRyan MinickMon, 21 Sep 2009 08:00:00 ESTThe 2 Mortgage Guys: How credit scores are calculatedhttp://www.walletpop.com/blog/2009/09/14/the-2-mortgage-guys-how-credit-scores-are-calculated/http://www.walletpop.com/blog/2009/09/14/the-2-mortgage-guys-how-credit-scores-are-calculated/http://www.walletpop.com/blog/2009/09/14/the-2-mortgage-guys-how-credit-scores-are-calculated/#commentsFiled under: , , , , , , , , ,

So you've heard of credit scores, but do you really understand how they're calculated? In this week's episode of Show & Tell with The 2 Mortgage Guys we'll break down the credit report guidelines and give you a few tips on how to keep your score from limiting your financial options!

Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys: How credit scores are calculated originally appeared on WalletPop Blog on Mon, 14 Sep 2009 10:00:00 EST. Please see our terms for use of feeds.

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]]>credit bureaucredit scoresCreditScoresloansmortgageRyan MinickMon, 14 Sep 2009 10:00:00 ESTThe 2 Mortgage Guys - Are you pre-approved?http://www.walletpop.com/blog/2009/09/08/the-2-mortgage-guys-are-you-pre-approved/http://www.walletpop.com/blog/2009/09/08/the-2-mortgage-guys-are-you-pre-approved/http://www.walletpop.com/blog/2009/09/08/the-2-mortgage-guys-are-you-pre-approved/#commentsFiled under: , , , , , , ,

Are you thinking about buying a home in the near future? Regardless of your credit, the first thing you should do is get your financing in order with a mortgage pre-approval. Everything from credit score requirements to PMI has changed in the last 12 months, so you may be facing a surprise or two.

Getting a pre-approval will educate you on your current options and earn you some credibility when approaching a real estate agent. Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys - Are you pre-approved? originally appeared on WalletPop Blog on Tue, 08 Sep 2009 07:00:00 EST. Please see our terms for use of feeds.

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]]>lettermortgagepre-approvalpre-qualifyRyan MinickTue, 08 Sep 2009 07:00:00 ESTThe 2 Mortgage Guys - Making Home Affordable Modificationhttp://www.walletpop.com/blog/2009/08/31/the-2-mortgage-guys-making-home-affordable-modification/http://www.walletpop.com/blog/2009/08/31/the-2-mortgage-guys-making-home-affordable-modification/http://www.walletpop.com/blog/2009/08/31/the-2-mortgage-guys-making-home-affordable-modification/#commentsFiled under: , , , , , , ,

Are you struggling to make your house payment each month? Part of the housing bill passed by President Obama included a program called Making Home Affordable Modification. It's designed to allow your servicing provider a method to make adjustments to your mortgage so you can afford the house payment and prevent going into foreclosure.

Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys - Making Home Affordable Modification originally appeared on WalletPop Blog on Mon, 31 Aug 2009 09:00:00 EST. Please see our terms for use of feeds.

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]]>2 Mortgage guys2MortgageGuysaffordableforeclosurehomemodificationobamareal estateRealEstatevideoRyan MinickMon, 31 Aug 2009 09:00:00 ESTThe 2 Mortgage Guys: Making home refinance affordable (again)http://www.walletpop.com/blog/2009/08/24/the-2-mortgage-guys-making-home-refinance-affordable-again/http://www.walletpop.com/blog/2009/08/24/the-2-mortgage-guys-making-home-refinance-affordable-again/http://www.walletpop.com/blog/2009/08/24/the-2-mortgage-guys-making-home-refinance-affordable-again/#commentsFiled under: , , , , , , ,

Are you currently upside down in your home mortgage? Could life be a little easier with a lower interest rate and mortgage payment? The Making Home Affordable Refinance was created to allow you the opportunity to refinance your current mortgage when you normally wouldn't qualify to do so.

The first video explains the rules and guidelines and the second video will bring you up to date with some recent changes to the program. Ryan Minick and Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys: Making home refinance affordable (again) originally appeared on WalletPop Blog on Mon, 24 Aug 2009 08:00:00 EST. Please see our terms for use of feeds.

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]]>affordablefannie maefreddie machomemakingmortgagerefinanceThe 2 Mortgage guysThe2MortgageGuysRyan MinickMon, 24 Aug 2009 08:00:00 ESTThe 2 Mortgage Guys - Paying points on your mortgage http://www.walletpop.com/blog/2009/08/17/the-2-mortgage-guys-paying-points-on-your-mortgage/http://www.walletpop.com/blog/2009/08/17/the-2-mortgage-guys-paying-points-on-your-mortgage/http://www.walletpop.com/blog/2009/08/17/the-2-mortgage-guys-paying-points-on-your-mortgage/#commentsFiled under: , , , , , ,

Do you know what it means to "pay points" on a mortgage?

On this week's episode of "Show & Tell with The 2 Mortgage Guys" we explain what discount and origination points really are. We'll also give you a few scenarios in which you may have to pay points on your next mortgage transaction.

Ryan Minick & Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

Continue reading The 2 Mortgage Guys - Paying points on your mortgage

The 2 Mortgage Guys - Paying points on your mortgage originally appeared on WalletPop Blog on Mon, 17 Aug 2009 08:00:00 EST. Please see our terms for use of feeds.

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]]>closing costdiscountmortgageoriginationpointsRyan MinickMon, 17 Aug 2009 08:00:00 ESTThe 2 Mortgage Guys: How to use gift moneyhttp://www.walletpop.com/blog/2009/08/10/the-2-mortgage-guys-how-to-use-gift-money/http://www.walletpop.com/blog/2009/08/10/the-2-mortgage-guys-how-to-use-gift-money/http://www.walletpop.com/blog/2009/08/10/the-2-mortgage-guys-how-to-use-gift-money/#commentsFiled under: , , ,

On this week's "Show & Tell with The 2 Mortgage Guys," we're talking about gift money.

Are you thinking about buying a home? Have you saved up for a down payment? We'll explain how using gift money could put you in a position to buy a home without the need for a huge savings account.


Ryan Minick & Steve DeLon are The 2 Mortgage Guys. Subscribe to their newsletter or visit them at www.The2MortgageGuys.com.

The 2 Mortgage Guys: How to use gift money originally appeared on WalletPop Blog on Mon, 10 Aug 2009 08:00:00 EST. Please see our terms for use of feeds.

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]]>Down PaymentGiftMortgagesTh 2 Mortgage GUysRyan MinickMon, 10 Aug 2009 08:00:00 ESTThe 2 Mortgage Guys: Mortgage Disclosure Improvement Act explainedhttp://www.walletpop.com/blog/2009/08/03/the-2-mortgage-guys-mortgage-disclosure-improvement-act-explain/http://www.walletpop.com/blog/2009/08/03/the-2-mortgage-guys-mortgage-disclosure-improvement-act-explain/http://www.walletpop.com/blog/2009/08/03/the-2-mortgage-guys-mortgage-disclosure-improvement-act-explain/#commentsFiled under: ,

On today's "Show & Tell with The 2 Mortgage Guys" video, we'll explain the new Mortgage Disclosure Improvement Act and how it effects you if your applying for a mortgage. We'll break down the good, the bad and the possible closing delays!

Ryan Minick & Steve DeLon are The 2 Mortgage Guys. Reach them at www.The2MortgageGuys.com

The 2 Mortgage Guys: Mortgage Disclosure Improvement Act explained originally appeared on WalletPop Blog on Mon, 03 Aug 2009 17:00:00 EST. Please see our terms for use of feeds.

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]]>2 Mortgage Guys2MortgageGuysClosingDisclosureGood Faith EstimageImprovementMortgageShow TellShowTellRyan MinickMon, 03 Aug 2009 17:00:00 EST